: Once installed on the fraudster's Android device, the fake application allows them to create a completely fictitious transaction. They can manually input the recipient's phone number, the desired amount, and a fake name. The application then generates a counterfeit payment receipt or a screenshot that mimics the official Yape confirmation screen.

: The fraudster visits a small shop or a market stall, selects products or services, and then "pays" using the fake app. They show the convincingly forged confirmation screen to the unsuspecting vendor. Relying on the speed of the transaction and the appearance of authenticity, the vendor hands over the goods without verifying the money has actually arrived in their bank account.