Preferredratecom Jun 2026

Features custom structures including Expanded Income Loans for self-employed professionals, Loans for Foreign Nationals , and Expanded Credit Portfolios tailored for borrowers rebuilding their financial histories.

A specialized initiative designed to lower the barrier to entry for homebuyers. It requires a 1% minimum borrower down payment , supplemented by a 2% lender grant (up to $4,500) . Eligible buyers need a minimum credit score of 620, and the loan amount cannot exceed $275,000. preferredratecom